PURCHASE SOLUTIONS
American Ideal Mortgage has
made purchase financing simple and hassle free.
We have hundreds of programs that can be tailored to your specific
needs. Below are some of the programs we offer. Complete our
On-line mini
application or call and speak with one of our Mortgage Specialists.
- 5% Down Conventional Programs
- 100% Purchase Programs
- FHA Fixed and FHA Arm Programs
- Jumbo and Super Jumbo Mortgages
- No-Doc/Stated Income Programs
- No Mortgage Insurance Loans to 95% LTV
- Construction and Construction Permanent to 95% LTV
- 10% Down Investor Loans
- 10% Down Lot Loans
- 20% Down Commercial Programs
- Mixed Use Properties
- For Sale By Owner Programs
- Also Many Portfolio and Problem Credit Programs!
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 TAILORING THE BEST MORTGAGE FOR YOUR NEW HOME!
Whether you need a $15,000 mortgage or a $15,000,000 mortgage,
we have hundreds of programs to fit the needs of the new home
and the Homebuyer. At American Ideal Mortgage, we tailor the
loan to fit your needs. We offer FHA, VA, Conventional
(Fannie-Mae/Freddie Mac), Jumbo and Super Jumbo mortgage programs.
0% (ZERO) down payments, No Doc, Portfolio and Non-Conforming
for those less than perfect credit buyers. Want to avoid mortgage
insurance..we can do that with our Tax Edge program or 80/10/10
or 80/15/5.
GET PRE-APPROVED-and shop
for your new home knowing you have completed the financing.
Being PRE-APPROVED give you the advantage over the others when
you are negotiating a contract.
Call (800)-549-3350 to speak with one of our Mortgage
Specialists about all of the programs for new home buyers
or complete our On-line
mini application
FHA PURCHASE SOLUTIONS
FHA financing of a new home lets the new buyer take
advantage of more flexible credit guidelines, lower down payment
and expanded qualifying ratios. FHA is less restrictive
than Conventional financing. Below are some of the FHA's
flexible features:
- Only 3.00% Down Payment
- All Funds For Down Payment & Closing Lots Can Be Gifted
- Seller Can Contribute Up To 6% For Your Closing Costs
- Flexible Credit Guidelines For Impaired Credit
- Qualify For More Home With Less Income
- Great Programs & Rates
For the Details? CALL 800-549-3350 and speak with one
of our Mortgage Specialists
or complete our On-line
mini application.
VA PURCHASE SOLUTIONS
If you are a Veteran, the Veteran's Administration and the
U.S. Government has the best programs for you! Qualified veterans
can purchase with ZERO down payment. 100% FINANCING and flexible
qualifying guidelines. American Ideal Mortgage is honored to
offer VA financing to America's Veterans:
VA'S FANTASTIC FEATURES:
- 100% Financing of the Purchase Price
- Flexible Qualifying & Credit Guidelines
- Seller Can Pay All Buyers Costs
- Veteran Can Finance All Costs(outside of 1st mortgage loan)
- Great Rates
Our Mortgage Specialists have all the details, call 800-549-3350,
or complete our On-line
mini application.
CONVENTIONAL, JUMBO & SUPER JUMBO PURCHASE
SOLUTIONS
Purchase your new home and finance it with one of the hundreds
of programs we offer. Loan amounts of $15,000 to $15,000,000
, ZERO down payments, fixed rates or adjustable rates, NO mortgage
insurance and many, many more features make-up conventional financing.
- 10% Down Investment Purchase Solutions
- 6% Seller Contributions
- 100% Financing For Qualified Borrowers
NO-DOC&STATED INCOME SOLUTIONS FOR SELF-EMPLOYED
Check out the program lists, its almost endless!
Apply
Now Online
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